Business Insurance Claims

Business Insurance Claims in Texas

At MoMo Law, our business insurance claims attorneys have worked tirelessly to build a firm with the integrity and experience necessary to successfully represent other business owners— and we know you have worked equally hard to create success for your business, too.

Whether you are a retail business owner with an inventory to protect or a service provider that has taken all the necessary steps to ensure that their insurance coverage matches their business’s needs, your future and its protection could lie in the hands of your insurance company should something go wrong.

Our business insurance claim lawyers know that insurance coverage is designed to protect your company from the unknown. And when the unknown becomes a reality, and the insurance company is suddenly unwilling to uphold its portion of the policy and its protection, you do not have to take it lying down. Our business insurance claim lawyer firm will aggressively pursue the financial recovery you deserve — that you have paid a premium for — so the damages your business sustained will be covered without you paying out of pocket.

What Type Of Damage Does My Business Insurance Policy Cover?

Depending on the type of business you are in, how large it is, and how many employers you have, your insurance coverage needs will differ from another company’s requirements. Insurance companies design policies that protect both common and unlikely damages, and you agree to the coverage because it is better to be safe from all angles than to lose the business you worked so hard to build.

Business insurance coverage can include, but is not limited to:

  • Property damage insurance, including:
    • Fires
    • Hurricane and storm damage
    • Mold
    • Sinkholes
    • Vandalism or deliberate property damage
    • Water damage
  • Company vehicle insurance
  • Product liability insurance
  • Professional liability insurance
  • General liability insurance
  • Business interruption insurance, including:
    • Lost clientele/lost income
    • Moving or temporary relocation costs
    • Rental fees and leases
  • Workers’ compensation insurance

Commercial insurance coverage is designed to protect your business in good times and bad, and when something happens that requires you to submit is claim, it should never be met with rejection or an unfair offer from the insurance company.

At MoMo Law, P.A., our business insurance claims lawyers will take the lead in pursuing the highest financial compensation possible from the policy and insurance company you have to help you protect your business or rebuild it entirely.

How Can MoMo Law, Help My Business With Insurance Claims?

Our business insurance claim Attorneys can assist businesses before, during, and after they submit their claims to the insurance company to ensure that your personal and commercial rights are protected throughout the process.

We will prepare your claim to ensure the coverage that is outlined in your insurance policy is reflected in the submission, creating fewer obstacles for you and giving the insurance company very little room to deny the claim.

Next, we will negotiate the claim if – or more likely when – the insurance company makes a counteroffer that is simply not up to the financial standard you deserve. Should negotiations fall apart at any time during the process, we will litigate your claim in a courtroom.

Our business insurance claims attorneys have the resources, experience, skill, and confidence to assess your needs and to substantiate the damages that your business incurred, so we can pursue the maximum compensation you deserve.

What If I Have Already Filed A Business Insurance Claim And Was Denied?

Insurance litigation is one of our strongest assets at MoMo Law Our accomplished business insurance claims attorneys are simply not interested in taking no for an answer, and neither should you.

Your business is the lifeblood of your future, and without it – or the proper financial recovery to rebuild it – your financial livelihood could be devastated. If you have received a denial for your business insurance claim, contact our law firm at (512) 640-5138 right away to learn how we can protect your rights while countering the insurance company’s response.

If your insurer is conducting your claim in bad faith, we will work aggressively to hold them accountable. It does not matter how complex your insurance claim may be, our Business Insurance Claims Lawyers have more than two decades of combined experience in producing results for our clients, and we can pursue the same for you and your company.

Contact Our Business Insurance Claim Attorneys Today To Schedule A Free Consultation

No matter why you are filing a business insurance claim, it is important to pursue the full amount of the coverage outlined in your insurance policy, and with our effective legal guidance, you will gain the confidence you need to produce results.

Contact our skilled business insurance claim lawyers at MoMo Law today at (512) 640-5138 to schedule a free consultation and learn how we can help you get the results you need.

MoMo Law is a Business Insurance law firm. Our Business Insurance attorneys offer free consultation in a safe, trusting, comfortable environment. Call our law firm now to learn how our Business Insurance claim attorney can help you confront the insurance company for the financial recovery you deserve.

Broken Pipe Damage Claims

Broken Pipe Water Damage Insurance Claims

Insurance laws establish a clear set of guidelines for handling broken pipe claims. These laws define the obligations of both insurance carriers and policyholders, ensuring a fair and efficient resolution of claims. Central to these regulations is the principle of ‘good faith,’ mandating that insurers must handle claims responsibly and promptly.

However, the intricacies of these laws can be complex. For instance, the specific conditions under which a broken pipe claim is valid can vary. This is where MoMo Law’s broken pipe damage lawyers become invaluable. Our insurance claims lawyers are adept at navigating the nuances of insurance laws, ensuring that the claims process adheres to legal standards, and advocating for the policyholder’s rights while ensuring compliance with regulatory obligations.

Scope of Broken Pipe Insurance in Homeowners’ Policies

The scope of insurance policies for broken pipes typically encompasses several key areas, each with its nuances and conditions.

  • Coverage for Pipe Repairs
    Generally, many policies do include coverage for the cost of repairing the actual broken pipe, which can be a significant relief for homeowners facing such issues. However, it’s important to note that there are exclusions in certain policies. For instance, repairs might not be covered if the breakage results from negligence on the part of the homeowner, such as failing to properly maintain the plumbing system, or if it’s attributed to normal wear and tear over time.
  • Mold Remediation
    While some policies do offer coverage for mold removal and remediation as a direct consequence of water damage caused by a broken pipe, it’s essential to be aware that such coverage often comes with its own set of limitations. Typically, insurance policies may impose a cap on the amount they will pay for mold-related claims. This means that while some financial relief is provided for mold remediation, the extent of this coverage is bounded by predefined limits.
  • Water Damage Coverage
    It usually includes damage to various parts of the home, such as walls and floors, as well as personal property that may have been affected by the water from the broken pipe. However, the extent to which the damage is covered can be subject to the specific limits outlined in the policy.

This detailed analysis is vital to determine the validity of a claim and the amount that can be rightfully claimed under the policy. Our broken pipe insurance claims attorneys can meticulously review and interpret policy documents, identifying the coverage limits, exclusions, and conditions that apply to broken pipe damages.

Common Causes of Broken Pipes

Several prevalent causes of broken pipes are not only limited to climatic characteristics. Some of the common causes of broken pipes include:

  • Aging Infrastructure
    Many buildings, especially older constructions, have plumbing systems that have deteriorated over time. This natural wear and tear can lead to weakened pipes that are more susceptible to breaking.
  • Saline Air Corrosion
    Proximity to the ocean means that the air is often laden with salt. This saline air can accelerate the corrosion of metal pipes, making them prone to breakages.
  • Ground Shifts
    Areas built on reclaimed land can experience subtle ground movements. These shifts, although often minor, can put additional stress on pipes, leading to fractures or breaks.

Understanding these common causes helps in the early identification of potential risks and informs the appropriate maintenance strategies to prevent pipe breakages, and determine whether it is covered within the insurance policy.

Steps to File Broken Pipe Claims

Filing a broken pipe insurance claim involves several critical steps:

  1. Immediate Reporting
    As soon as a broken pipe is detected, it’s important to report the incident to the insurance company. This prompt action is crucial for a swift response and claim processing.
  2. Documentation
    Gathering evidence is essential. This includes taking photographs of the damage and obtaining repair estimates. Detailed documentation aids in substantiating the claim.
  3. Policy Review
    Understanding the specific terms of your insurance policy is vital. Our broken pipe insurance claims lawyers can assist in interpreting the policy’s coverage and limitations, ensuring a clear understanding of what is claimable.
  4. Professional Assessment
    Having a professional assess the damage can provide an objective viewpoint on the extent and cause of the damage, which is valuable for the claim.
  5. Claim Submission
    Once all evidence and assessments are gathered, the claim must be submitted with the necessary documentation. This step is crucial for the initiation of the claims process.
  6. Legal Consultation
    Seeking advice and representation from our broken pipe insurance claims attorneys can guide you through the complexities of the claims process and advocate on your behalf for a fair and just resolution.

Each of these steps plays a crucial role in the successful filing and processing of a broken pipe insurance claim, ensuring that the policyholder’s rights are protected and the claim is handled efficiently and effectively.

We Are Your Advocates in  Broken Pipe Insurance Claims

MoMo Law occupies a pivotal position in the realm of broken pipe claims, providing unmatched expertise and support to policyholders. Our team of experienced broken pipe claims attorneys is well-equipped to offer unrivaled guidance and representation in these complex cases.

Our approach to handling broken pipe claims is both strategic and client-focused. We assess each case individually, developing a tailored strategy that maximizes the likelihood of a successful outcome. This personalized approach is key in addressing the unique aspects of each claim. With our profound legal acumen, our broken pipe insurance claim attorneys are skilled negotiators who will advocate fiercely on your behalf. Contact MoMo Law today for a free consultation, and experience the peace of mind that comes from having a formidable ally in your corner.

Boat Insurance Claims

Boat Insurance Claims in Texas

If you are a boat owner, you know that boating requires comprehensive insurance coverage that covers the boat itself, the people enjoying its use, and the other vessels and their passengers who share our waterways, lakes, and seas.

At MoMo Law, our boat insurance claims attorneys understand that just because you have an insurance policy to protect you in case of an accident, storm, or third-party negligence, the insurance company is not always going to pay the maximum amounts they have outlined in your policy. Insurance companies have long been notorious for writing policies they never plan to cover, and when our residents fall victim to insurance denials, partial payments, or slow-paying recovery methods, our boat insurance claims lawyers are here to force their hands.

What Type Of Boat Damage Will My Insurance Policy Cover?

Each boat owner’s insurance policy will differ and is based on many factors, including the type and value of the boat. Depending on what type of coverage you require, and whether the boat is used for commercial or private use, the policy will be unique to your needs.

The purpose of boat insurance is to protect you and your financial standing should any of the following occur:

  • Collisions with another craft
  • Dock damage
  • Hurricane or storm damage
  • Injury to a passenger, including:
    • Amputation
    • Back injury
    • Broken bones
    • Burns
    • Contusions
    • Drowning
    • Head injury
    • Hypothermia
    • Internal injuries
    • Lacerations
    • Neck injury
    • Shock
    • Spinal injury
    • Sprain/strain
  • On-the-water accidents, including:
    • Capsizing
    • Collision with a fixed object
    • Flooding/swamping
    • Grounding
    • Sinking

The Cost of Boat Accidents

The property damage total does not include the costs associated with the personal injuries or wrongful death cases that were brought forth by those who were hurt or the families who lost their loved ones. If an injury occurs aboard your boat or as a result of a collision with your boat, and you are sued by the passenger or another boater, the financial fallout can be life-changing.

Insurance coverage is designed to protect you from the worst-case scenarios during boat ownership, which can include everything from losing your vessel completely during a hurricane to another boater colliding with your vessel and sinking it fully.

Our boat insurance claims attorneys know that while these are instances you cannot control, your insurance policy is in place to protect you from the unknown. And when your insurance company fails to make good on the policy that they wrote, you do not have to accept their deflated offer. And you should not compromise your position.

Why Is My Boat Insurance Company Unwilling To Pay What I Deserve?

When your boat has been damaged for any reason, whether it was docked and hit by another negligent boater or was run aground while at sea, insurance companies are going to estimate the damages at much less than they are actually worth to avoid paying the full amount that you deserve.

Your insurance company may offer several reasons as to why they are giving you a less-than-fair offer for your damage, including possibly that the cause of the damage could not be determined or confirmed.

While this tactic is upsetting to policy owners, insurance companies will play hardball with their clients to disprove their obligation to pay for the damages that occurred.

At MoMo Law, our boat insurance claims lawyers know all the insurance company’s tactics for offering a compromised payout that leaves many boat owners paying out of pocket to cover the actual expenses.

Do not allow the insurance company to intimidate you. Call our boat insurance claim law firm to learn how we can help you pursue the proper settlement of the jury verdict you deserve.

How Can MoMo Law Help Me Recover From A Boat Insurance Claim?

At MoMo Law, our boat insurance claims attorneys provide free case assessments that allow our Boat Insurance Claims Lawyers firm to learn more about your boat, its damage, and the policy that was written to protect you.

Once we have reviewed your claim, we will protect your rights fully inside or outside a courtroom to ensure you get the compensation you deserve from the insurance company which is fully responsible for covering the damages that are outlined in your policy. You have paid your premiums, and upheld your end of the insurance policy they wrote — now it is their turn to provide the services and financial coverage protection that was agreed upon.

Call Our Boat Claims Lawyers For Free Consultation

If you have suffered damage to your boat in any capacity, and are getting payment resistance from the insurance company, contact our boat insurance claims lawyers at MoMo Law today at (512) 640-5138 to discover how we can help you win this fight. Because if we do not win your case, you do not pay.

MoMo Law is a Boat insurance claims law firm. Our Boat claims attorneys offer free consultation in a safe, trusting, comfortable environment.

Call our law firm now to learn how our Boat claims attorneys can help you confront the insurance company for the financial recovery you deserve.

Assignment of Benefits

Assignment of Benefits in Property Insurance Claims

At MoMo Law, our Assignment of Benefits attorneys have been protecting the rights of our residents and others throughout the state for more than four combined decades.

Our Assignment of Benefits lawyers focuses on representing those who are struggling with homeowner’s insurance claims and are considering making the decision to assign the collection of those claims to contractors amid distressed times when repairs must be made to their homes quickly. Assignment of Benefits contracts may seem straightforward when you need immediate repairs, but the complexity lies in your insurance coverage itself, and our lawyers can help you separate the allure of these contracts versus the reality of your responsibilities after signing the legally binding agreement.

What is An Assignment of Benefits?

An Assignment of Benefits contract is a document signed by the policyholder — the property owner — that allows a third party to seek direct payment from the insurance company for services rendered in the policy owner’s stead.

Assignment of Benefits, or AOB, is a popular resource for homeowners and other property owners who suffer damages from storms, water damage, or structural damage and need immediate repairs, but do not want to shoulder the costs of the renovations while their insurance policies lag in covering the overall expenses.

By signing the AOB, the property owner gives the roofer, plumber, or another third-party contractor the ability to bill the insurance company directly for the repairs, theoretically taking the policyholder out of the equation.

Why Would I Need A Lawyer Before Signing A Contract?

At MoMo Law, our Assignment of Benefits attorneys understand that immediate repairs to your home may be more than a want, but an actual need. Broken pipes, water damage, or even fires can disrupt your family’s quality of life in many ways, and when you cannot wait for the insurance company to pay before contracting the repairs, stress will begin to take over.

Consulting with an attorney before signing an Assignment of Benefits contract is imperative because insurance companies are balking at repayment, and the contractors who hold the benefits from your contract may stop work on your home immediately until the outstanding costs are paid.

Worse, you could become personally responsible for the total costs of the repairs if the insurance company denies the claim altogether, due to a technicality in your policy’s verbiage or coverage agreement.

Are Insurance Companies Legally Allowed To Deny Claims?

In December 2018, the Florida Supreme Court accepted the review of a case presenting the question as to whether the Assignment of Benefits restrictions should be permitted in homeowner’s policies.

In short, the case under review claims that the insurance policy in question states that “all” insureds, all additional insureds, and all mortgagee(s) named in the policy must sign the Assignment of Benefits before it can be enforced.

In this case, the wife was the only person who signed the AOB. The husband, whose name is also on the policy and the mortgage, did not sign the contract, making it void — according to the insurance company.

The result of this lengthy argument will likely change the way AOB are handled going forward, which further requires an attorney’s representation before any contract is signed.

You do not want to be held personally responsible for costly repairs simply due to the confusing verbiage in your insurance policy. Contact MoMo Law Assignment of Benefits lawyers by calling (512) 640-5138 before you sign any contract that may hold you liable for the expenses.

What If I Have Already Signed A Contract?

Our Assignment of Benefits Attorney understands that some repairs simply cannot wait and that an AOB contract may have been your only option in getting your home back in working order.

If you have already signed the contract, the control of the rights and benefits provided by your policy in resolving the claim may belong to the third-party contractor.

Contact our AOB law firm today and allow us to review the contract while supplying the legal representation you need to ensure the agreement is being fulfilled.

Keep in mind, that the breakdown in AOB contracts typically begins with the insurance policyholder, as most insurance companies are not in a hurry to pay a claim. What’s more, is that insurance companies are claiming that third-party contractors are taking advantage of their position as the collector, and are often unwilling to pay the full amount required for your repairs.

It is important to understand your rights during these circumstances, and our Assignment of Benefits lawyers in can help protect you before and after a contract is signed.

Contact Our Skilled Assignment of Benefits Lawyers Today For A Free Consultation

At MoMo Law, P.A., our boutique law firm has more than 25 years of experience representing policyholders as our Assignment of Benefits lawyers work tirelessly to protect your rights against large insurers and third-party contractors. If you have questions regarding your insurance policy and how signing a contract will affect you, call our skilled lawyer today at (512) 640-5138 to schedule a free consultation to ensure your rights are protected. MoMo Law is an insurance law firm. Our attorneys offer free consultation in a safe, trusting, comfortable environment. Call our law firm now to learn how our Assignment of Benefits claim attorney can help you confront the insurance company for the financial recovery you deserve.

Artwork Insurance Claims

Artwork Insurance Claims

Owning valuable artwork, sculptures, collectibles, and unique collections is a prideful investment many make to enhance their home’s appeal and their overall personal enjoyment. These assets can require increased insurance coverage to ensure they are protected from any unforeseen damage that might occur throughout their ownership. At MoMo Law, our artwork insurance claims lawyers understand that when theft or destruction of your valuable pieces occurs, you expect your insurance company to pay for its restoration or replacement. Unfortunately, your insurance company may read your policy differently than you do and only offer a portion of its value in return for your loss — or worse, reject your claim altogether.

Our Artwork Insurance Claims Attorney respects the value of your artwork claim and can help you pursue the insurance company for the full amount of your policy’s coverage to ensure you are made whole again after these devastating losses occur.

Does My Property Insurance Cover My Fine Art Collection?

The short answer is, that it depends on your insurance coverage and the policy that was written to protect your overall assets and their total value. Artwork insurance coverage is crafted specifically to the unique circumstances of your needs, and the verbiage contained in each policy will differ.

The variables that differentiate one coverage agreement from another outline the type of art, and where is it stored or displayed, which can include:

  • Antiques
  • Drawings
  • Paintings
  • Photographs
  • Stamp and coin collections
  • Statues, sculptures, and figurines
  • Other valuable collectibles

If the artwork in question exceeds the value of your homeowner’s insurance policy, you may need to add a separate floater or supplemental policy that will specifically cover the significance of the piece(s) to ensure you can be reimbursed for any damages or theft that occur.

If you are unsure whether your valuable artwork or collection is included in your existing insurance policy, our experienced Artwork Insurance Claims Lawyers can help you determine exactly how much the coverage is worth.  

What Type Of Protection Does My Artwork Insurance Policy Cover?

At MoMo Law, P.A., our artwork insurance claims attorneys understand that each policy is designed to protect your unique needs.

It is important to communicate and outline that any damages to your artwork should be covered in that policy and the insurance company writes the language accordingly, so you are protected in case of:

  • Damage from natural disasters, including hurricanes and floods
  • The destruction that occurs while in transit
  • Fire damage
  • Personal damage from occupants and/or visitors
  • Theft
  • Vandalism and other intentional damage
  • Water damage

The restoration or complete destruction costs of your artwork require diligence, so you are never left with a partial payment or outright rejection from the insurance company when something goes wrong. Unfortunately, even when you are sure your coverage applies — and your premiums have been paid in full — the insurance company may respond with resistance to your claim anyway.

Our MoMo Law, P.A. artwork insurance claims lawyers will help you face their opposition with confidence.

How Can MoMo Law P.A. Attorneys Help Me Recover The Artwork Insurance Payment I Deserve?

For more than 25 years, our artwork insurance claim attorneys in have represented private collectors, artists, and business owners who have suffered damage or complete losses to their collections.

Whether they are antiques or fine art, the connection you share, both financially and personally, can be disrupted in seconds when a burglary or natural disaster occurs, or when a fall or spill compromises the piece’s integrity.

You have insured your artwork or collection to ensure that if something happens to it, you are not financially burdened with its repair or replacement costs. And once that “if” becomes “when”, the insurance company should provide the financial recovery you deserve for your losses. When they do not uphold their end of the policy, we can help you pursue the financial obligation that is outlined in your coverage.

If We Do Not Win Your Case, You Do Not Pay For Our Legal Services

Our artwork insurance claim lawyers, at MoMo Law, believe that when you file a claim with your provider due to any misfortune that befalls even a single piece of your collection, you should expect to receive compensation from the policy you have paid for.

If you have yet to file a claim and need an accomplished attorney to walk you through the process, Artwork Insurance Claims Attorney can help you pursue the best financial outcome available — with the least resistance.

If you have already filed an artwork insurance claim, and believe it was wrongfully denied, delayed, or underpaid, we can help there too.

Call Our Artwork Insurance Claims Attorneys Now

Contact our knowledgeable insurance claims for artwork attorneys at MoMo Law today by calling (512) 640-5138 to schedule a free consultation.

Our Artwork Insurance Claims law firm will provide the aggressive representation you need to recover the best financial outcome available from the insurance company for your unique case. And if we do not win, you do not pay for our services. MoMo Law is an Artwork Insurance law firm. Our Artwork Insurance attorneys offer free consultation in a safe, trusting, comfortable environment. Call our law firm now to learn how our Artwork Insurance claim attorney can help you confront the insurance company for the financial recovery you deserve.

Bad Faith Insurance Claims

Bad Faith Insurance Claims in Texas

Insurance coverage is a necessary part of life no matter what type of property you own, and our bad-faith insurance claims attorneys have spent more than 25 years protecting our community from insurance companies who are rejecting or delaying payments for coverage that are listed in our clients’ policies.

The contract you sign with your insurance company is legally binding, and when the coverage you believe is in place is rebuffed by your carrier, your home, or boat repairs can be placed on hold, putting you in a difficult financial position. At MoMo Law, our bad faith insurance lawyers have been resolving insurance matters for our clients for over two decades, seeking the full compensation they deserve by forcing the insurance company to meet the requirements that their policies demand.

How Do I Know What Is Actually Covered In My Insurance Policy?

It is important to understand that your insurance coverage, and the contract you signed, require compliance from both sides of the agreement.

Your insurance premiums must be paid on time, and in full, for the coverage to remain in effect. As long as you comply with your insurance coverage requirements, the insurance company is contracted to provide the coverage you agreed to in the legally binding contract.

Admittedly, the contract you sign can be confusing, as the verbiage can include exceptions and financial constraints that are less than straightforward. Oftentimes, this is deliberate. It is no secret that insurance companies will do everything in their power to avoid paying claims quickly and in full, and that simply is not fair to our community.

If you believe your insurance company is denying a claim they should cover, contact MoMo Law today at (512) 640-5138 to understand how our bad faith insurance claims lawyers can help you hold them accountable for the full coverage listed in your agreement.

What Types Of Bad Faith Insurance Claims Clients Does MoMo Law P.A. Represent?

Our bad-faith insurance claims lawyers want to help you and your family get the most out of your policy, even when the insurance company is fighting the terms of your agreement.

No matter which type of coverage you have, if your insurance company has denied or delayed your claim for reasons that seem unfair, we want to help you hold them accountable.

Our bad-faith insurance law firm will fight for policyholders, including those with

  • Aviation insurance
  • Boat Insurance
  • Commercial liability insurance
  • Health insurance
  • Homeowner’s Insurance
  • Life insurance

If your claim was wrongfully denied by your insurance company, our bad-faith insurance attorneys want to help you pursue the financial recovery you deserve by holding the insurer accountable for the coverage you have paid for.

How Do I Know When My Insurance Company Is Wrongfully Denying My Claim?

Bad faith insurance claims are often overlooked because, to put it simply, most policyholders expect their insurance companies to put up a fight after their claim is submitted. Insurance companies have a long history of complicating coverage to make sure they come out on top.

Bad faith insurance practices can be easily recognized when any of the following occurs after you file an insurance claim and it is:

  • Denied outright without a valid explanation
  • Not investigated properly, in a timely manner, or is outright refused
  • Intentionally misrepresented in the terms of your coverage
  • Prolonged unnecessarily before reaching a settlement
  • Knowingly offered at less than what your policy covers

The truth is, that insurance company representatives are trained to undervalue claims or to outright deny them immediately, causing the policyholder to counter their rejection or delay until they receive some of the compensation they deserve.

At MoMo Law, partial compensation is not good enough for our clients. If your insurance company is not fulfilling its obligation to pay for the damages to your home, boat, or other insurance coverage policy, you may have a bad faith insurance claim that can be pursued by our accomplished Bad Faith Insurance law firm.

How Does MoMo Law P.A. Differ From Other Bad Faith Insurance Attorneys?

Our bad faith insurance claims attorneys know that you work hard to pay your insurance premiums and that the reason you are careful to maintain the proper coverage on your person, family, and property is that you may actually need the financial support it offers one day.

When that day comes, and the insurance company does not uphold the obligations outlined in your insurance coverage, they are doing more than putting you in a difficult financial position, they are disrupting your overall quality of life.

At MoMo Law, our bad-faith insurance lawyers will aggressively pursue the insurance company on your behalf for the fair and timely compensation you deserve.

As a policyholder, you are entitled to file a legal claim against the insurance company for the damages that should have been paid and additional damages that resulted from their bad-faith approach to handling your claim. Our experienced Bad Faith Insurance Claims Lawyer will help you get the results you deserve quickly and effectively.

Has Your Insurance Company Denied Your Claim? Contact Our Bad Faith Insurance Lawyers Today To Schedule A Free Consultation

At MoMo Law, P.A., our bad faith insurance attorneys have the experience necessary to leverage the insurance companies to provide the compensation our clients deserve without delay. And if we do not recover the settlement or jury verdict you deserve, you will not be charged a fee for our services.

Our boutique law firm provides the personalized legal representation our clients need to find success after their insurance claim has been delayed or denied, and we can do the same for you by scheduling a free consultation with our Bad Faith Insurance Claims firm today by calling (512) 640-5138 to learn how we can protect your rights and pursue the compensation you deserve. MoMo Law is a Bad Faith Insurance law firm. Our Bad Faith Insurance attorneys in offer free consultation in a safe, trusting, comfortable environment. Call our law firm now to learn how our Bad Faith Insurance claim attorney can help you confront the insurance company for the financial recovery you deserve.

Aircraft Insurance Claims

Aircraft Insurance Claims

At MoMo Law, our aircraft insurance claims attorneys protect our clients from insurance companies that delay, deny, or partially pay the financial recovery they are entitled to from their coverage agreement.

Aircraft insurance claims can include coverage for private jets, but also helicopters, hot air balloons, and other aerial vehicles that are used for personal or business transport and require financial protection for their occupants and physical composition at all times. Damage to these vehicles can be expensive, and if someone is hurt during its operation, their recovery needs can devastate your financial integrity.

If you need to file an aircraft claim with your insurance company, it is important to seek legal help to ensure your carrier takes the claim seriously and does not reject it upon receipt. Our aircraft insurance claims lawyers have more than 25 years of experience in creating unique solutions for our clients, so they are able to pursue the financial recovery they deserve after an accident.

What Are The Main Types Of Aircraft Insurance Claims?

The majority of aircraft insurance carriers design policies that respond to two types of claims:

  • Physical damage that occurs to the insured aircraft
  • Legal liability that results from damaging another person or their property

The details of what aircraft insurance covers will vary from policy to policy, and is based on the type of aircraft, how it is being used, and the financial underwriting verbiage that is outlined therein. When damage occurs to your aircraft from a hard landing, or if someone is hurt during flight, the policy can be pursued for both physical damage and the liability claim if it is written accordingly.

The details of your aircraft insurance policy are unique, so before submitting a claim, contact our aircraft insurance claims attorney at MoMo Law at (512) 640-5138 to understand specifically what is and is not covered before submitting a claim to the insurance company. Our law office provides free consultations and may take your case on a contingency basis, so you do not have to pay for our legal services if we do not solidify financial recovery on your behalf first.

What Are The Most Common Causes Of Aircraft Claims?

Physical damage to an aircraft can occur in many ways, which is why insurance coverage is so important.

Some of the most common types of physical damage to an aircraft can result from:

  • Aircraft defects, including engine or parts failures
  • Birds or wildlife encounters
  • Collisions with hangars, buildings, or support vehicles
  • Communication issues with air traffic control or grounds crews
  • Gear-up landings
  • Hard landings
  • Taxiing incidents
  • Wind, lightning, or hail storms

The legal liability portion of the insurance policy is equally important if someone is hurt onboard the plane, or if their property is damaged in any of the aforementioned occurrences.

When someone is hurt while onboard an aircraft or is injured on the ground by the aircraft, they are entitled to financial recovery, which can put the aircraft owner in a significantly difficult financial position.

Personal injury victims can require financial recovery for:

  • Medical treatment costs
  • Lost wages
  • Lost earning capacity
  • Pain and suffering

Because each aircraft incident is unique, it is important to understand the provisions of your insurance policy and what the process is for getting the insurance provider to protect your interests.

At MoMo Law, our aircraft insurance claims lawyers will review your policy, the damage to your plane, helicopter, or aerial vehicle, and any personal injuries that occurred to ensure your policy covers the damages you are seeking.

With our aircraft insurance claims attorneys’ help, you can pursue a claim that is fully developed, leaving little room for the insurance company to deny, underpay, or delay the claim. With our accomplished aircraft claims lawyers by your side, you can face the insurance company with confidence.

What If The Insurance Company Already Denied My Aircraft Claim?

Insurance companies often deny aircraft claims immediately, which creates more work for the policyholder. They know that the more work you have to do to appeal the denial, the less likely you are to seek the best outcome available for your case.

If you have already had your aircraft insurance claim denied, Our Aircraft Insurance Claims lawyers can help you appeal to the insurance company to pursue the financial recovery you deserve. You do not have to take no for an answer after property damage or personal injury has occurred during your aircraft’s use simply because you received a denial letter from the insurance company.

Allow the aircraft insurance claims lawyers at MoMo Law to fight for your financial rights by calling (512) 640-5138 to schedule a free consultation to discuss your policy and overall financial recovery needs today. MoMo Law is an Aircraft Insurance law firm. Our Aircraft Insurance attorneys offer free consultation in a safe, trusting, comfortable environment. Call our law firm now to learn how our Aircraft Insurance claim attorneys can help you confront the insurance company for the financial recovery you deserve.

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